Online Identity Theft Protection



             


Friday, May 30, 2008

Tometa Software Releases "TrackSweeper.net" as a Countermeasure to Identity Theft and Computer Privacy Issues.


Spokane custom software development company Tometa Software has released its new software "TrackSweeper.net"; software that cleans a computer's activity log and internet history ensuring personal information stays private.

Spokane, WA April 27, 2006 - Tometa Software is set to release its version of an "internet history washer" with TrackSweeper.net, a software application which will delete temporary internet files and computer activity logs ensuring personal information and computer activity remains private.

"Most computer users don't understand the importance of keeping personal information secure on a home PC or notebook computer. The average PC holds a great deal of information that if not properly removed may cause a harmful invasion of privacy or potentially worse," said Brandon Marchand Tometa Software CEO.

Unlike the popular anti-virus and internet security available, TrackSweeper.net cleans the files on your computer that are automatically created that may contain personal and computer history information.

"TrackSweeper.net quickly eliminates unneeded system files, cashed internet files, and helps keep your computer running smoothly without the strain of unneeded files clogging it up," explains Brandon Marchand. "This eliminates potential vulnerabilities that the average computer user isn't even aware of, ensuring personal information remains secure."

TrackSweeper.net is available for download and is priced at $19.95. Bulk order discounts are available. More information about TrackSweeper.net is available at http://tometasoftware.com/products_tsnet.asp

About Tometa Software:

Tometa software is a rapidly growing, privately held next-generation custom and retail software provider based in Spokane, Washington. A company on the move, they are poised to become the leader in the increasingly sophisticated software industry. Tometa Software is a Microsoft Gold Certified Partner, an elite business partner having demonstrated the highest level of proficiency of Microsoft technologies.

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Thursday, May 29, 2008

Identity Theft, Credit Reports, & safely disposing of computers


To say that Identity Theft has reached epidemic proportions in the UK doesn't appear to be any exaggeration on the facts which are commonly bandied about... even by totally responsible organisations.

If, as I read, 80% of Councils have reported problems... and 25% of people have been directly, or indirectly affected... then taking basic steps for your own safety should be an automatic procedure nowadays. With the advent of separate paper collections by many councils, it is easy for those who wish to obtain information to rummage through the bins or boxes, to look for personal details.

A shredder, I would say, is a basic necessity... and you can get a perfectly adequate electric strip-cut model which does up to 5 sheets of paper at a time [with paper container incorporated] for less than ?10 if you shop around. I purchased mine from Morrisons supermarket and have had it for well over two [fingers crossed] trouble free years.

If you don't possess a shredder, then at least tear off all names and addresses from your envelopes and destroy all letters, etcetera, which have your details on. I would burn, or shred and dispose of in two separate rubbish collections, all old credit, debit, or shop cards.

As well as these basic steps you will have, hopefully, found many useful tips and further information on the Identity Theft page at http://www.best-uk-electrical-appliances.com where you perhaps obtained this extra information.

Direct link to our Identity Theft info at Best UK electrical appliances

***

If you have a computer with any personal details on it, I can do no better than refer you to the helpful article below... please read and consider VERY CAREFULLY the all information included. Computers soon become out of date, or become less efficient due to many different problems. Consider what is stored on your computer... there are bound to be passwords for something or other, there are names and addresses, and perhaps personal details - even banking details - which could help a potential identity fraudster obtain access to your financial records, credit cards, or even to steal your identity.

Identity Thieves Find Treasure In Your Trash

- by Jim Edwards

(c) Jim Edwards - All Rights reserved http://www.thenetreporter.com -=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-

Imagine this scenario...

After serving you well for three to five years, your old computer earns a well-deserved retirement.

You transfer all your old files to your new computer, delete them from the hard drive, and pack the old computer off to the trash heap, sell it, or give it away.

Sounds innocent enough until you stop to consider that you may have just given away your social security number, all your passwords, your credit card numbers, bank statements, financial records, and every other bit of sensitive data you ever maintained on that computer.

With computers getting cheaper by the day, many folks now find themselves replacing old machines with newer, faster models.

But understand one thing: just hitting the delete button to get rid of sensitive files basically rates the same as putting a bank statement in your trash can without shredding it - anybody can reach in and pull it out.

In fact, with inexpensive over-the-counter data recovery software (the kind you can buy to recover files you delete accidentally), virtually anybody can fire up your old hard drive and start pulling off data even though you "deleted" it.

This creates a veritable field day for identity thieves who comb through junk yards for old computers and attend computer shows buying up used hard drives by the dozens.

Whether selling it, giving it away, or tossing it on the junk heap, when it's time to replace your computer with a newer model, you basically have three options for permanently wiping out your data.

First Option:

Many computers come with recovery disks that will completely format the hard drive and return it to its original "factory-fresh" state. Using this approach makes a great option when you plan to give away or sell the computer.

Second Option:

Use a software program designed to erase your hard drive, or at least totally destroy your deleted files.

You can find one fr^e at www.active-disk-wiper.com that claims to completely erase your deleted files without affecting Windows or your other programs.

Third Option:

In keeping with the times, the third option requires a disclaimer.

Only attempt this with safety glasses, a flak jacket, and under close professional, adult supervision.

Unplug your computer and let it cool off.

Take off the cover and remove the hard drive.

Bash the hard drive with a hammer until it looks like a pancake!

That should render it completely resistant to any would-be identity thief armed with even the latest data recovery software.

Physical destruction of the hard drive rates about as secure as you can get in protecting your deleted files from prying eyes.

But before you take drastic action on the computer, remember that your "trash" may just represent a dream come true for someone who can't afford a new one.

Try to find a child, a student, or a struggling parent who could really use your old computer and would consider it a real blessing.

Finding the right new home for it could well change someone else's life forever.

--- Jim Edwards is a syndicated newspaper columnist (http://www.TheNetReporter.com) and is the author of several best-selling ebooks, information products and software programs. Jim also publishes the *World-Famous* www.IGottaTellYou.com Multi-Media Newsletter!

? Guaranteed Response Marketing, LLC P.O. Box 878 Lightfoot, VA 23188 -=-=-=-=-=-=-=-

This email is never sent without permission.

___________________________________________ ___________________________________________

Just as we used to have remember to be vigilant with our physical property... locking doors and windows, putting anything we value out of sight, cancelling deliveries when on holiday, using security lights... plus many more day to day precautions are automatic necessities. But NOW we ALSO have to consider our intellectual property and even our unique being.

Whatever you have created on your computer is uniquely yours, don't leave it open to abuse or theft any more than you should leave about your credit/debit cards, household bills, or any other important documents which hold your personal details.

Just two more mentions... be extremely careful when answering your home telephone, there are those who can, and will, ask you, deviously, to confirm your name and/or address... and from that they can find out all your private details, and manage to steal your identity.

Sorry, three more... don't ever fall for the lottery win or other scam which requires you to send money or details to get your 'winnings'... finally, if you are selling any big value item [like a car] don't believe that a bankers draft is necessarily safe and don't fall for the scam where you accept a signed payment which is larger than the required amount, and you are expected to give back the overpayment in cash. You will have lost the item you were selling, plus the cash... and the cheque or bankers draft will be worthless.

Take care out there!

Copy and paste the following web address to your browser to check out the full page where some of this information [plus lots more] is available online... http://www.best-uk-electrical-appliances.com/IdentityTheftandCreditReports.html

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Tuesday, May 27, 2008

Identity theft, a horror story


Identity theft. The most damaging of criminal acts

Mary Jones was a good friend and neighbor. She worked for her church as much as she could while being a good wife and mother to her 3 your kids. It was a Monday morning and she went out to pick up the mail as she did every day. This Monday there was a huge amount of junk mail, which she threw out. What she did not see mixed in with the junk was a bank statement.

Tuesday night the trash went out to the curb ready for pick up the next morning. She was doing the same things that all her neighbors did, nothing different. What she did not see was a shadowy figure (we will call him Joe) in the small hours of the morning working his way down the street, digging in trash bin after trash bin. A passerby would mistake Joe for a bum and not look twice, not even ask himself why a bum was in a nice area like this.

Joe stuffs bits and piece in his bag and moves on. . Next day he is sorting through his haul and discovers a bank statement belonging to Mary Jones. Gold mine, he has what he needs. Off he goes and takes the information from Mary's statement and goes to work on his computer. He files a change of address for Mary and once that comes in he has control He now orders a credit card or as many credit cards as he possibly can. Once these start to arrive he is off shopping on Mary's dime. Mary continues with her happy life with no idea that her world is about to come crashing down on her head and her families.

See, it is not only Mary who is affected here. Her Husband Bill is a successful business owner who employ's 25 of their friends and has done so for the past 8 years. The credit scores on Mary's reports start to crash as the late notices come in on bills they did not even know they had. Mary and Bill's credit reports are tied together, which is common with married couples. Now Bills score is taking a nosedive. Bill's business runs on credit and has a good record over the years. However now a supplier rejects his credit request for new supplies. The business falters and eventually gets to a point where he is on a cash only operating basis. The business and family cash flow is not huge. It has given them a good life over the years but not made them rich. Bills business is not faltering and he now has to lay off several of his friends, as he can no longer get the operating capital he needs.

After 9 months of fighting the debts and trying to pay the bills it gets to a point of no return. They can't keep going. The bills are out of control and the house is now at risk as the mortgage is 3 months behind. The bottomed out credit score will not even allow them to get an apartment. Mary has been on the phones to the banks, credit card companies and credit reporting agencies but nothing is resolving. A lawyer is out of the question. The money is gone. Their lives are in ruins. All because of a careless mistake and a criminal identity thief who could not care less. He has long since moved on and is working on many other Mary's.

A scary hypothetical story but variations of this have been the lot of many identity theft victims. Have you ever had your identity stolen or even thought about it? It is one of he most damaging crimes out there. This is due to the fact that the criminals use it to steal money from you, under your name, and destroy your credit rating and good name everywhere they can before they finally discard the identity and move onto another victim.

The end result of this is hundreds, thousands maybe tens of thousands of unauthorized purchases dollars on your credit card that you now have to pay for. The fact that you can't pay for it only increases the damage as now all the late payments go onto your credit report. The more of this that happens, the worse the end result. Many people have had their lives totally destroyed by an identity thief.

Ever tried to rent an apartment without a credit check. Ever tried to get another credit card, buy a car, buy a home, and do anything at all that involves using your credit. Good luck. You will find you have very few friends in the credit world when you have a low credit score and even less friends when your credit score is off the bottom due to 20 purchases that were made using your credit card with our your permission. Getting a bunch of 30-day late marks every month on your credit report is about as bad as it gets. Go try and rent a house or buy a car with a score like that.

Ok, now go any try and get it fixed. Call the credit bureaus and tell them your story and how it is not your fault and you have filed a police report and done all you know how to do and please will they correct the reports now and put yours back to like it was before. Believe me you will fly before they will do this for you.

It now becomes your problem totally and completely to handle this mess and you have no friends on the inside to help you. You now have no credit, can't get credit and can't do anything that requires a credit check, as you will come up looking like the criminal yourself. It does not matter that the mess was made be someone who stole your identity, it is on your report and all the talk and reasons why from your end will not recreate the financial trust you had before.

Scary stuff. This is a hypothetical situation but all to real. The following advice is excerpted from the www.socialsecurity.gov site. Identity thieves get your personal information by: Stealing wallets, purses and your mail (bank and credit card statements, pre-approved credit offers, telephone calling cards and tax information); Stealing personal information you provide to an unsecured site on the Internet, From business or personnel records at work and personal information in your home; Sorting through trash for personal data; Posing as someone who legitimately needs information about you, such as employers or landlords; or Buying personal information from "inside" sources. For example, an identity thief may pay a store employee for information about you that appears on an application for goods, services or credit. Show your card to your employer when you start a job so your records are correct. Then, put it in a safe place. DO NOT carry your card with you. If you find out that someone is using your identity you can report it to the Federal Trade Commission at www.consumer.gov/idtheft

If you think someone is using your number for work purposes, you should contact Social Security. One way to find out whether someone is using your number in order to work is to check your Social Security Statement. The Statement lists earnings posted to your Social Security record. If you find an error on your Statement, contact Social Security right away. What if I think someone is using my number and creating credit problems for me? If someone used your Social Security number to get credit, Social Security cannot fix your credit record. To fix your credit record: Call the creditors who approved the credit (follow up with a letter). File a police report. Contact the fraud department of the major credit bureaus. Ask: To have a flag placed on your record, requiring creditors to contact you before approving additional credit using your name and number; How long your account will be flagged and how you can extend the flag, if necessary; and To have a statement added to your credit report--include your name, explain the problem and provide a telephone number where someone can call you. Request a copy of your credit report from each major credit bureau and check to see if it contains any entries you do not know about. If you are denied credit, you may be entitled to a free copy of your report. The major credit reporting agencies are: www.equifax.com www.experian.com www.tuc.com

Contact Social Security in addition to using their website, you can call toll-free at 1-800-772-1213. If you are deaf or hard of hearing, you may call our TTY number, 1-800-325-0778.

As a final note if you have stolen or lost valuables please click this link to http://www.osldb.com to place the data in a very secure web site and this will allow others to help you find them.

CTW Inc is the owner of the http://www.officialstolenlost.com web site. The company founders have done red carpet security for celebrity events, movie premiers, large concerts, general event security & personal celebrity security. We have extensive experience with private investigations with the legal profession. Personal and home security have become our specialty. Free articles at http://www.osldb.com

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Wednesday, May 21, 2008

Identity Theft Protection Safety Precautions

Identity theft has become the fastest growing criminal activity in the 20th Century, replacing illegal drug sales. For the perpetrators, it offers the highest profit margin with the least risk. In fact, according to one expert, it is estimated that fewer than 1-in-700-identity crimes actually result in a conviction.

In the United States alone, Identity theft has reached $53 billion dollars a year. Consumers are directly shouldering about $5 billion of that, but the rest, which is paid by businesses and retailers, is passed on indirectly to consumers who are paying more for goods and services.

How BIG is this Problem?

In recent months, there has been a rash of reports about big thefts, where criminals are stealing identities in mass quantities. Banks, credit card companies and businesses that house servers storing passwords or other sensitive, private information have all reported ?break-ins? that happened through the use of Trojan viruses and other online hacking methods ? resulting in the loss of millions of pieces of information being stolen. There have also been instances of the information just getting ?lost?, of employees selling it and other lax security measures resulting in the same thing ? thieves having access to your identity.

What do Thieves Want?


- Your Name
- Date of Birth
- Home Address
- Phone Numbers
- Social Security Number
- Driver?s License Number
- Credit Card Numbers
- CW2 Security Code (the number on the back of your credit card)
- Your Credit Report
- ATM Cards
- Telephone Calling Cards
- Mortgage Details

Where Are They Getting All Your Information?

High-tech methods include online thefts from:


- Banks
- Credit-Reference Agencies
- Retailers
- Credit Card Networks
- Data-Brokerage Companies
- Payment Processing Companies
- Phone Companies
- Schools
- Your Employer
- Doctors, Clinics and Health Departments
- Government Agencies

But there are still low-tech methods that are effective as well:


- Dumpster Diving
- Mail Theft
- Retail Theft
- ?Phishing?/pretexting/pretending
- Purse/Wallet Theft

What are Thieves Using Your Information For?


- Making charges to your existing credit cards
- Opening new credit cards in your name
- Having phone or utilities turned on
- Withdrawing money from your existing bank accounts
- Employment purposes
- Driver?s Licenses
- Tax Fraud
- Social Service benefits
- Student loans
- Business or Personal loans
- Health care
- Mortgage loans/leases
- Auto loans
- Using your ID when caught committing a crime

How Can You Protect Yourself?


- Keep a photocopy of all your credit cards, bank account numbers and investment account numbers in a safe place
- Keep your credit card receipts ? don?t throw them away in a public place
- Put a ?fraud alert? on all your credit reports
- If you apply for credit and the card doesn?t arrive on time, call the card issuer
- Choose difficult to guess PIN numbers or passwords. (Don?t use birth dates, your mother?s maiden name, pet?s name, etc.)
- Never give personal information to anyone who sends you an email, a letter or calls you asking for it
- Shred any personal information ? such as bills, credit card or bank statements, even pre-approved credit applications before throwing them away
- Don?t use the ATM machine if someone is watching you
- Pay attention to what?s going on around you ? cell phones often have cameras in them. If someone is standing close by you with a cell phone while you're entering a PIN number at the ATM or in line at the grocery store, block their view
- Review your bills each month for unusual or suspicious charges. If there?s something you don?t remember or doesn?t seem right, call the creditor right away
- Check your credit report at least once a year
- Store your cancelled checks safely, or better yet, have the bank do it. You can always get a copy if you need one.
- Don?t leave your purse in plain sight when driving
- Keep your valuable locked in the trunk or glove box when driving
- Make all personal information on your laptop or computer password protected
- Don?t carry information about your PIN numbers, passwords and account numbers in your purse or wallet; or at least don?t make them easily identifiable as to which account they belong to

Warning Signs that Your Identity Has Been Stolen:


- Although you have good credit, a loan application is denied, or you?re refused extended credit requests
- You are suddenly contacted by a debt-collection agency
- Your purse or wallet has been stolen, or your house broken into
- There is unfamiliar activity on your credit report

What to do if it Happens to You:


- If your purse or wallet is stolen, call the police immediately, and file a report. Make sure that you?re given a report number
- Contact your bank, credit card and other credit extending companies and report the theft
- Close the accounts
- Contact the credit-reporting companies in your area, and report the theft.
- Review your credit report every 90 days for the next year for suspicious activity
- If there is fraudulent activity, have it removed immediately and monitor your credit report every 90 days for the next year
- Put everything in writing, and follow up with your credit card companies, banks, and credit reporting agencies. Keep copies of all supporting documents
- File a report with the Federal Trade Commission
- Change the passwords on your existing accounts and create new ones for new accounts

Identity theft is real, and it?s a growing problem, and it could happen to you. Although there are no guarantees that you can keep your information safe, by paying attention to the risks and taking proactive steps to protect yourself, you can minimize your chances of someday having an ?identity crisis?. Good luck!



 

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Saturday, May 17, 2008

Don't Be an Identity Theft Victim: Tips for Creating Good Passwords


According to recent studies, up to 7 million people per year (yes, that is "million") are victims of identity theft in the United States alone. That is more than 19,000 per day and nearly 800 per hour. Wow! While some feel that these figures may be greatly inflated, they still are sobering. Regardless of the actual number per year, we still need to protect ourselves from this problem. Many, though not all, of the yearly victims become so because they are not as careful with their sensitive data as they should be. Carelessness is all a thief needs to make a victim.

CCT offers this article "Tips for Creating Good Passwords." This will be the first article in the CCT Tip Series entitled "Protect your Data Online and in the Office". Please give us your feedback. Feel free to leave comments and suggestions.

The chain of protection is only as strong as its weakest link. Many times, the weakest link is a poor password. One of our clients recently told me that at one time, every computer in their office had a password of "password". Obviously, that offered as much protection as a screen door on a submarine. A password is the first step to safeguarding yourself and protecting your sensitive data.

Password No-Nos

    Here are a few things to avoid when making your password:

    1. DO NOT include words that can be found in the dictionary in any language. Believe it or not, there are dictionaries for password cracking. They are filled with, not only words and names, but also number and letter combinations, such as 11111 and abc123. If your password is super simple, like "champ" or "bigtime", it can easily be guessed.

    2. DO NOT use only letters or only numbers.

    3. DO NOT use names of spouses, children, girlfriends, boyfriends or pets.

    4. DO NOT use phone numbers, birthdates or, even worse, your Social Security number.

    5. DO NOT use the same word as your log-in, or any variation of it.

    6. DO NOT give out your password to friends or family members (especially children) who could pass them on to other less trustworthy individuals.

    7. DO NOT store written passwords in your desk, under your keyboard or, worst of all, on a bright, yellow sticky note on your monitor. Sure, this is nice to have in case you forget your password. However, it also can provide easy access to your computer for thieves.

    8. DO NOT provide your password over e-mail even if a trusted company or individual requests it. Internet "phishing" scams might use fraudulent e-mail to entice you into revealing your user names and passwords so criminals can access your accounts, steal your identity, and more. E-mail security will be discussed in a future article.

    9. DO NOT use the same password for multiple accounts. If someone gets one password, they could gain access to many of your accounts.

    10. DO NOT enable the Save Password Option. You may see a dialog box which asks you if you want the computer to remember the password you just entered. In this case, your best bet is to choose NO. If you select YES, anyone who uses your computer could also use your pre-saved passwords on these accounts.

Ok. Now we know a little about what we should avoid. Let's learn a little about what is involved in making a good password:

Proven Methods of Great Password Creation

    Follow these tips and you will be well on your way to creating a safe, secure password:

    1. DO make your password at least 8 characters long. This would apply to your PC on your desk and any Online account that you have that requires a password. A password of this length and containing a mix of upper and lowercase letters (more on this in the next step)will take about 2 years to crack.

    2. DO choose a phrase or combination of words to make the password easier to remember. For example, take a phrase that you can remember. Let's use "Where Oh Where Has My Little Dog Gone." Now, take the first letter of each word in that phrase and you come up with: WOWHMLDG. Now, mix in some lowercase letters and you get: wOWhmLdG. For even more security, add some punctuation to the mix: wOW^hm%LdG. That is a very strong password and yet it is fairly easy for the owner to remember.

    3. DO change passwords regularly. Ideally, every few months you should create new, strong passwords for all of your accounts. This can help keep hackers off balance if they're monitoring a Web site that you visit frequently.

    Changing your password for your Online accounts

    Web sites have a variety of policies that govern how you can access your account and change your password. Look for a link (such as "your account") somewhere on the site's home page that goes to a special area of the site that allows password and account management.

    Changing the password for your office computer

    You can usually find information about how to create, modify, and access password-protected user accounts, as well as how to require password protection upon startup of your computer in the Help files of your operating system, or online at the operating system software manufacturer's Web site. For example, if you use Microsoft Windows XP, online help can show you how to manage passwords, change passwords, and more. Mac users can go here for more information.

I am sure that some of you may think that the suggestions mentioned in this article might be a little extreme. However, stop and consider this: In the time it took you to read this article, 53 people in the United States became victims of identity theft. Many of them because they were careless with their sensitive data. A secure password is the first step in making yourself safe online and in the office.

Next in our series, we will discuss "How to be Safe While Using Email." Be on the lookout for that article.

Crystal Coast Technologies is a web design team headquartered in Swansboro North Carolina. We specialize in Flash web design and database driven e-commerce. Our blog contains more tips and the latest tech news, including security alerts.

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Monday, May 5, 2008

Internet Mail Identity Theft


Internet mail is one of the main sources that perpetrators of identity theft utilize to gain access to personal information. The perpetrator may send threatening mails, or mails that seem appealing. Spam or Phishing emails are linked to identity thieves and arrive in millions of mailboxes worldwide. Not one of us is singled out to become the next victim. Rather, identity thieves focus on getting identities to gain, instead of worrying about whom they are stealing the identity from.

Few thieves will target a specific company or person, especially if they are aware of the worth of the accounts. Thus, these thieves are acting on greed and intend to get rich by stealing someone else's identity. The dispatcher of such mails are challenging the receiver by deception hoping the receiver will give out personal information, such as banking routing numbers, bank numbers, PIN and passwords, Social Security Numbers and other precious information that the thief can utilize to gain control over your identity.

Added emails that you may want to bear in mind are Spam mails that often assert that you have won x amount of cash, please act now to receive your prize. Logic should tell you that if you have not joined a contest or gave your information over the phone lines or internet, then chances are you have not won a prize. Recently, I received various mails claiming that I have won $32,000 and is requested to pay the tax on the winning, and to please respond now to receive your prize. DELETE. Other mails followed claiming that I could receive scholars or grants to attend such and such college, to earn my degree act now by providing my personal information. NOT!

After my identity has been stolen, unless your name is GOD you are not getting any personal information from me. My bank already has my personal information, thus there is no reason for them to email me asking for my personal information. Banks clearly state in the Terms & Conditions that they will "Never" send electronic mail requesting information from the recipient at any time, thus giving your information to an electronic email with your bank name listed in the header is only asking for trouble.

Identity thieves think of everything when it comes to stealing identities, including sending emails in respected names. FDIC was targeted by thieves, thus the sender sent mails to recipients of the bank requesting that they provide personal information now to avoid closure of their accounts. Microsoft was also targeted by thieves when mails were sent to various boxes requesting the receiver to download patches to protect their computers. Once the receiver downloaded, the attachment a dangerous Virus quickly took control of their computer, leaving the computer bleeding and leaking with empty spaces that would direct anyone to the information stored on the computer.

EBay is a target for thieves. Few thieves purchase items on EBay claiming to send the owner a check that amounts to more than the purchase price and that the owner should send the remaining amount back to the purchaser by electronic form, or else through "Western Union." The checks were found to be copycats and were attempts to steal. Thus, the Internet is not a safe environment; therefore, I will provide helpful tips to help you prevent identity theft.

Steps to protecting your identity:

Never open emails that you do not trust.

Never give out personal information abroad the internet, unless you know the company is trusted and has encryptions to secure the site. Still, you may want to reconsider and order directly via postal mail from the company.

Do a background check on any site you are thinking of giving your information to.

If possible, send Money Orders to pay bills or else pay for products online and offline.

Never give our personal information over the phone lines.

Do not post personal information on forums, bulletin boards or discussion boards online.

Conceal your personal information at all times, including at home.

When using ATM or other machines to make deposits, withdrawals or purchases make sure no one sees, you type in your PIN number.

Change your Pin numbers and passwords randomly.

Tony Robinson is an International Author, Webmaster and Security Guru. Check out his Identity Theft Protection Tips at http://www.officialidentitytheft.com/

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Wednesday, December 26, 2007

Easy Ways To Protect Yourself From Identity Theft

It's no surprise that thousands of Americans are victimized by identity theft each year. What are we actually doing to protect ourselves from identity theft?

Many of us don't think about it and some may not even know what it is. The fact is it happens. Identity thieves victimize thousands of people each day. Causing havoc and destruction to all it seeks.

Last year over 9,000,000 people suffered devastation caused by identity theft; averaging over 45 billion dollars yearly.

As modern technology advance and become more sophisticated; identity thieves advance and become more sophisticated. By taking advantage of expensive, yet adequate technologies and software, these introducers are able to become undetectable.

By the time the average person realizes they have become a victim of identity theft; it is too late. By this point, the victim financial stability and credit ranking may be impacted significantly.

The truth is that the number of victims is growing everyday and there is no absolute solution; however, there are simple steps that can be taken to limit your chances of becoming a victim.

* The most important step in guarding yourself from identity theft is to keep your confidential information confidential. Social Security Numbers, Credit Card Numbers, Bank Account Information or any other confidential information should never be given to unknown companies or unidentified individuals.

Never tell anyone your personal information over the phone or send it through email, nor fax. Most legitimate companies will not request this information from you via phone or any other unprotected source.

If you are an online consumer, always make sure that you have a secure connection with the online eCommerce site, before submitting your credit card information and other identifiable information. Irresponsible credit card usage is the most common way to fall victim of identity theft.

* Monitoring your credit report monthly is a great step in stopping introducers in their tracks. By keeping close tabs on your credit activity you may be able to prevent major damages to your credit and financial wealth.

* Important documents containing your confidential information should be kept in safe, unexposed places. Even in the privacy of your own home, documents with such content should not be exposed. You may opt to use P.O. Box or Private Mail Boxes to send private documents.

By following these steps you can lower your risk of becoming an identity theft victim. Being informed is the most valuable protection against identity theft.


Discover useful advice and information about low interest credit cards. What to look out for, and how to find the best low interest deals.  http://www.lowinterestcreditcardsinfo.com/

 

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