Beating Credit Card Identity Theft

Almost all property in the world can be stolen. Whether it be money in a bank, important documents, copyrights, and now even your intellectual property. Credit cards and ATMs are not spared from this situation, though these properties are protected with complicated passwords that only the owner knows. Recent news proved the world that cards cannot necessarily be stolen but the identity of the owner can.

According to some victims, they noticed that they have been paying their credit card companies more than the actual purchase they made. Troubled by the observation, the said victims extended their complaints to their credit cards companies.

The result was that, in the record of the companies the victims made transactions, not permitted by these victims. The companies later declared that the identities of the owners were stolen.

Knowing this reality, have you ever asked yourself, "How can I protect myself from these thieves?"

Well, if you have asked that question and still looking for an answer let this write-up be a help to you.

Securing your identity is never that hard. It will only cost you discipline and sense of responsibility. Mostly identity theft happens out of improper disposal of receipts and the like.

The receipt of a purchase contains almost all information pertaining to you that is essential in building your identity. Remember that every time you leave a counter you are asked to sign a piece of paper to validate your account and the transaction. Bear in mind that that signature is your identity.

Here are some suggestions of totally securing you identity over credit card thieves:

* Make a list of the products you purchased and make a draft a little of information about it. You may include the date of purchase, the price, place where you bought the product and other important data. These data are written in the receipt and therefore all you have to do is to copy it.

By doing so, you will always know the things you purchased and therefore be aware if any unauthorized purchases done when your bill comes. Aside from that, the list you made will surely help you organize your budget.

* Dispose your bills, credit cards applications, receipts and other confidential documents that contain your identity. A piece of paper with all necessary information in it will take a thief for an identity to be stolen.

If possible, do not use the shredder. You may rather burn these documents. If it does not need the document to be disposed, keep it in a protected place in your house, preferably a safe.

* Always keep an eye or keep your mails with you when falling in line at a bank. Regard them as cash.

* Improvise your mailbox in a manner that it locks by itself after your courier delivers your mail. That is to prevent thieves from stealing your mails as well

Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards. Get the information you are seeking now by visiting Credit Card Identity Theft